NMLS# 2113445 | NEXA Lending
One person. Sale and financing.
Ron Stoker is a licensed Nevada broker and a loan officer with NEXA Mortgage, LLC (NMLS# 2113445). You don't get passed down a chain — one person runs your whole deal from offer to close.
Loan Programs
Ron knows these programs cold — because he uses them himself.
FHA Loans
Low down payment options for first-time buyers and those rebuilding credit. Ron walks you through every requirement so there are no surprises at closing.
Conventional Loans
Flexible terms for buyers with solid credit. Often the right fit for move-up buyers and those putting 20% down to avoid mortgage insurance.
Investment Property Loans
Ron owns rentals himself, so he understands the numbers. Whether you're buying your first rental or adding to a portfolio, he structures the deal right.
SBA Loans
Small business financing for commercial real estate and business acquisitions. Ron has the experience to navigate SBA requirements and get deals closed.
VA Loans
Zero down financing for eligible veterans and active-duty service members. Ron ensures you get every benefit you've earned.
USDA Loans
Rural development loans that fit Moapa Valley perfectly. Zero down for eligible properties in qualifying areas — Ron knows which ones qualify.
Estimate Your Monthly Payment
Adjust the sliders to see what fits your budget. Ready to make it real? Ron can lock in your rate today.
Est. Monthly Payment
$1,634
Principal & interest only — taxes, insurance & HOA not included
Loan Amount
$252,000
Down Payment
$28,000
This calculator provides estimates only. Contact Ron for exact rates and terms.
Put Your Home Equity to Work
Compare a HELOC, Home Equity Loan, or debt consolidation — and see exactly what your equity can do for you.
Your Home
Available equity (up to 85% LTV): $77,500
High-Interest Debts
Estimated Monthly Savings
$164
vs. your current minimum payments
Ready to tap your equity?
Ron is both a licensed real estate broker and loan officer (NMLS# 2113445). He can help you access your equity through a HELOC, cash-out refinance, or home equity loan — whichever fits your situation best.
Estimates only. Actual rates, terms, and available equity depend on credit, appraisal, and lender guidelines. Not a commitment to lend.
How It Works
Ron keeps it organized and straightforward. No surprises, no runaround.
Talk to Ron
Start with a conversation. Ron listens to your goals, walks you through your options, and tells you straight what you qualify for. Call or text: 702-449-2560.
Pre-Approval
Ron pulls your credit, reviews your financials, and issues a solid pre-approval — not a soft estimate. Sellers take pre-approvals from loan officers seriously.
Gather Documents
You'll need recent bank statements, W-2s, pay stubs, and tax returns. Ron tells you exactly what's needed upfront so nothing stalls the process later.
Find the Property
As your broker, Ron helps you find and negotiate the right property. One person handling both sides means faster decisions and no miscommunication.
Appraisal
A licensed third-party appraiser evaluates the property to confirm value. Ron coordinates this and keeps the timeline on track.
Underwriting
Your file goes to underwriting for full review. Ron stays on top of it and handles any conditions quickly — no waiting around for answers.
Clear to Close
All conditions met. Loan documents are ordered and your closing date is confirmed. Ron walks you through what to expect at the table.
Closing Day
Sign the documents, hand over the keys. Ron is there through the end — and if you're buying to hold, he can manage the property too.
Ready to get started?
Call or text Ron directly. No forms, no runaround.
Ron Stoker | NMLS# 2113445 | NEXA Mortgage, LLC — Corporate NMLS #1660690 | Licensed Nevada Broker & Loan Officer
Real Estate
Ron Stoker (Mitchell Ronald Stoker) — Nevada Real Estate Broker, License B.1003339.LLC, AXEN Realty Partners, LLC. Licensed in the State of Nevada. 702-449-2560
Katharine "Kate" Stoker — Nevada Real Estate Salesperson, License S.0205650, AXEN Realty LLC. Licensed in the State of Nevada. 702-239-9329
Mortgage Services
Ron Stoker (Mitchell Ronald Stoker) — Mortgage Loan Originator, NMLS #2113445, 702-449-2560, mstoker@nexamortgage.com
NEXA Mortgage, LLC — NMLS #1660690
NMLS Consumer Access — Verify License
Mortgage services are provided through NEXA Mortgage, LLC. Real estate brokerage services are provided separately through the applicable AXEN Realty brokerage identified above.
Equal Housing Opportunity / Equal Housing Lender. Licensing information is provided for consumer identification and regulatory disclosure purposes. Information on this website is intended for general informational purposes and is not a commitment to lend or a guarantee of financing. Loan programs, rates, terms, conditions, and eligibility requirements are subject to change and borrower qualification.